FOREIGN NATIONAL FINANCING

Foreign National
Financing for
Real Estate
Investors

Our Foreign National programs are designed for international buyers and investors seeking flexible financing solutions in the U.S. without relying on traditional domestic credit or income documentation.

With DSCR Foreign National options, you may qualify based on the property’s cash flow instead of personal income from your home country. No U.S. FICO score, no U.S. income, and no visa may be required depending on the scenario. In many cases, all we need to begin is your valid passport and documentation for your down payment funds.

No U.S. Income Requiredt Many Foreign National programs do not require you to document personal income from your home country in order to qualify.
DSCR Qualification With DSCR Foreign National financing, the property’s rental income may be used as the primary qualifying factor.
No U.S. FICO Needed You may qualify without an established U.S. credit score, making financing more accessible for international investors.
Passport-Based Start In many cases, the process can begin with a valid passport and proof of funds for the down payment and closing costs.
DSCR • NO U.S. FICO • NO Income

Foreign National Financing Built for International Investors

Created for buyers who want to invest in U.S. real estate without the barriers of traditional income verification, domestic credit history, or standard conventional underwriting.

Why Foreign National?

A strong solution for international investors who want to purchase or refinance U.S. investment property without relying on U.S. tax returns, U.S. employment, or traditional domestic credit qualification.

Common Uses

Rental property purchases, investment acquisitions, portfolio expansion, cash-flow-based DSCR financing, refinance scenarios, and cross-border real estate investing in the U.S. market.

How to Start

We review your passport, property scenario, available funds for down payment, and the income potential of the property to identify the Foreign National structure that best fits your investment goals.

See if Foreign National financing
fits your investment scenario

A quick review can help determine whether a Foreign National loan or DSCR Foreign National option is the right fit for your purchase or refinance, and how much flexibility may be available based on the property and your funds to close.